As the cooler weather comes upon us, I always wonder about open toed shoes. This morning I stood in front of my closet, desparately wanting to wear my new Jcrew Joley Tortise heels. I peeped out the window and saw clouds. Checked the paper and saw a chance of rain. Now here is SF it's not that cold but wet, bare legs don't do it for me. What do all you fashionable ladies do in inclement weather?